For owners · annual
Annual Property Record
$1,500–$3,500
first record, by property size · renewal $1,200/yr
- Full interior + exterior baseline
- Contents documentation
- Updated annually before the season
- Secured off-site backup, all year
Pre-Season Property Records
Booking window: May – June, before the season peaks Proof of what you had, before you need it.
When a storm damages your home, your claim rests on one question: what did the property look like before? Most homeowners have nothing. A pre-season record answers it: dated, professional, room by room.
An annual photographic baseline of your property's condition, made by a commercial photographer who went through Hurricane Ian's claim process on his own house. Delivered as an archive you own, with a secured backup that survives the storm with you.
The gap
Two homeowners, same storm, same policy
The difference between them isn't coverage. It's evidence.
Without a record
The adjuster asks for the pre-storm condition of the roof, the floors, the cabinetry. You have vacation photos and memory.
Damage gets attributed to wear, age, or pre-existing conditions, categories your policy pays less for, or not at all. Every disputed line item is your word against a spreadsheet.
With a record
You hand over a dated, organized condition archive: every room, every elevation, the roof, the contents.
The pre-existing-condition argument ends before it starts. Your contractor scopes from the record. Your claim file leads with proof instead of chasing it.
This is the service the founder wishes he'd bought before September 2022. Insurers recommend pre-loss documentation in their own policyholder guides, almost nobody at any price tier actually does it well.
The deliverable
What's in a property record
Shot to the standard adjusters and underwriters actually work from, not a walkthrough video on a phone.
Your photo · A finished property record, organized contact-sheet spread of one home
01
Exterior, all elevations
Every face of the structure, roofline, soffits, openings, pool cage, seawall and dock where present.
02
Interior, every room
Walls, ceilings, floors, built-ins, fixtures, wide coverage plus condition detail.
03
Contents & high-value items
Furnishings, appliances, art and equipment documented in place for contents-claim support.
04
Systems in view
HVAC, water heater, panel, pool equipment, photographed as found, condition on the date of record.
05
Organized & dated
High-resolution files, timestamped, indexed to the room level, delivered as a digital archive you own.
06
Secured backup
A copy held off-site for the subscription term, because the storm that damages the house can take your copies with it.
Who books this
Anyone whose property is worth proving
Homeowners
Especially higher-value SWFL properties, where a single disputed category, roof, flooring, custom millwork, can swing a claim by tens of thousands. Your policy is only as strong as your proof.
Seasonal & absentee owners
You leave in April; the season arrives in June. A record made before you go means you know exactly what you had, and can prove it from anywhere.
Sellers & their agents
Pre-listing documentation supports disclosure and asking price. Without it, the buyer's inspector controls the story of your property's condition. A documented baseline protects the deal and the agent alike.
Buyers
"Was the 2022 roof damage actually repaired?" Independent documentation of current condition and completed repairs, before you close, proof, not the seller's word.
Vacation rental owners
High-value short-term rentals need a condition baseline before guests return after repairs, and before the next season's bookings go live.
Packages
Three ways to hold the proof
For sellers & agents
Pre-Listing Documentation
$1,500–$3,500
by property size · one engagement
- Condition record to support disclosure
- Storm-repair verification where relevant
- Agent liability file copy
- Turnaround matched to the listing date
For buyers
Buyer's Due Diligence
$950
flat · scheduled inside your inspection window
- Independent record of current condition
- Photographic verification of repairs
- Delivered before your inspection period ends
- Yours to keep as your day-one baseline
Documentation only, not an appraisal, not an inspection, not claim advocacy. Real estate professionals: volume scheduling and per-listing terms are available, set up a professional account.
Timing
The record only works if it exists before the storm
Hurricane season runs June through November and peaks August to October. The booking window that matters is May and June, after spring projects wrap, before the first named storm. Seasonal residents: book before you leave.
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MAY–JUN: ideal booking · AUG–OCT: historical season peak Questions
Asked plainly, answered plainly
Why do I need documentation before a storm?
Because after one, your claim depends on proving what the property looked like before the damage. Insurers can attribute damage to pre-existing conditions, wear, or deferred maintenance, categories that pay less, or nothing. A dated professional record answers that question before it's asked.
Is this an appraisal or an inspection?
No. It's a photographic condition record. We don't value the property, certify systems, or issue repair opinions. The record documents condition as it exists so it can support your insurance file, listing disclosure, or purchase decision.
When should I book?
May and June, before the season peaks. Seasonal residents usually book before leaving for the summer. Records can be made year-round; before the season is simply when they matter most.
Who owns the images?
You do, outright. The record is delivered as an organized digital archive. We keep a secured backup for the term of an annual subscription, so a copy survives even if the storm takes yours.
One session now. Proof for years.
Tell us the property and its rough size, and within a few hours you will have a confirmed price and the next available dates.
Book a property record