After the Storm FLSouthwest Florida's plain-language guide to the storm after the storm: claims, contractors, and the rebuild. Written by a homeowner who lived it.https://afterthestormfl.com/en-usThe One Paper You Should Not Sign in the Drivewayhttps://afterthestormfl.com/articles/assignment-of-benefits-florida/https://afterthestormfl.com/articles/assignment-of-benefits-florida/Assignment of benefits (AOB): what that clipboard paper did to Florida homeowners, and the 2023 law change most people still do not know about.Mon, 31 Aug 2026 12:00:00 GMTThe Contractor Payment Schedule That Protects Youhttps://afterthestormfl.com/articles/contractor-payment-schedule/https://afterthestormfl.com/articles/contractor-payment-schedule/A modest deposit, progress payments tied to finished work, and the final payment held for the punch list. Plus the Florida statute that backs you up.Mon, 31 Aug 2026 12:00:00 GMTHow to Verify a Florida Contractor License in 3 Minuteshttps://afterthestormfl.com/articles/verify-florida-contractor-license/https://afterthestormfl.com/articles/verify-florida-contractor-license/The step-by-step DBPR license check: search, status, discipline history, and the qualifier match.Sun, 30 Aug 2026 12:00:00 GMTCómo verificar la licencia de un contratista en Florida en 3 minutoshttps://afterthestormfl.com/articles/verificar-licencia-contratista-florida/https://afterthestormfl.com/articles/verificar-licencia-contratista-florida/La verificación paso a paso en el portal oficial del DBPR.Sun, 30 Aug 2026 12:00:00 GMTEl calendario de pagos que lo protege al contratar un contratistahttps://afterthestormfl.com/articles/calendario-de-pagos-contratista-florida/https://afterthestormfl.com/articles/calendario-de-pagos-contratista-florida/Depósito moderado, pagos por etapas terminadas y el pago final retenido. Más el estatuto de Florida que lo respalda.Mon, 31 Aug 2026 12:00:00 GMTThe Two Deadlines That Can End a Florida Storm Claimhttps://afterthestormfl.com/articles/florida-hurricane-claim-deadlines/https://afterthestormfl.com/articles/florida-hurricane-claim-deadlines/One year to report, 18 months to ask for more, both counted from the day of the storm. When the clocks start and what to put on the calendar.Sun, 30 Aug 2026 12:00:00 GMTLos dos plazos que pueden terminar su reclamo de seguro en Floridahttps://afterthestormfl.com/articles/plazos-reclamo-seguro-florida/https://afterthestormfl.com/articles/plazos-reclamo-seguro-florida/Un año para reportar y 18 meses para pedir más, contados desde el día de la tormenta. Cuándo empiezan los relojes y qué anotar en el calendario.Sun, 30 Aug 2026 12:00:00 GMTInsurance Words, Translated Into Plain Englishhttps://afterthestormfl.com/articles/florida-insurance-terms-plain-english/https://afterthestormfl.com/articles/florida-insurance-terms-plain-english/The 25 words on your Florida claim paperwork, translated: deductible, actual cash value, depreciation holdback, proof of loss, and the rest.Sun, 30 Aug 2026 12:00:00 GMTLas palabras del seguro, explicadas en español sencillohttps://afterthestormfl.com/articles/terminos-de-seguro-explicados-en-espanol/https://afterthestormfl.com/articles/terminos-de-seguro-explicados-en-espanol/Las 25 palabras en inglés de su papeleo de reclamo en Florida, explicadas en español sencillo.Sun, 30 Aug 2026 12:00:00 GMTPublic Adjuster or Handle It Yourself? An Honest Comparisonhttps://afterthestormfl.com/articles/public-adjuster-vs-doing-it-yourself/https://afterthestormfl.com/articles/public-adjuster-vs-doing-it-yourself/What a Florida public adjuster legally costs, what doing it yourself actually takes, the free middle paths most people skip, and how to decide.Mon, 31 Aug 2026 12:00:00 GMT¿Ajustador público o manejar el reclamo usted mismo?https://afterthestormfl.com/articles/ajustador-publico-o-reclamo-por-su-cuenta/https://afterthestormfl.com/articles/ajustador-publico-o-reclamo-por-su-cuenta/Lo que cuesta legalmente un ajustador público en Florida, lo que exige hacerlo usted mismo, y los caminos gratuitos que casi nadie menciona.Mon, 31 Aug 2026 12:00:00 GMT